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70+ years of financial stability. BREAKING NEWS…. Under the new Dodd-Frank Wall Street Reform and Consumer Protection Act just signed into law, FDIC insurance coverage, of which NCUA is a part, has been permanently raised to $250,000. The standard maximum insurance amount of $100,000 had been temporarily raised to $250,000 until December 31, 2013. The insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. Wave. And check out
our super sizzling summer specials! New/Used Car Loans Adjustable Rate Home
Equity Lines*+ Fixed-Rate Home Equity
Loans*+ *Requires automatic payment from a Wave Checking Account. Rates will be determined by individual credit-worthiness. Other rates and terms apply. All Loan offers subject to change without notice. 1.99% APR equity line for first 6-months. Thereafter 4% or Prime whichever is higher. Rates apply to home equity loans/lines of $25,000 or more. 1-4-family owner-occupied homes. Overdraft Privilege Coming Your Way! New regulatory requirements will change how overdrafts are handled by financial institutions for consumer accounts. In response to these changes, we’ve introduced Overdraft Privilege. Overdraft Privilege means that should you inadvertently overdraw your account, Wave has the discretion to cover your overdrafts up to a certain amount, including fee(s) and thereby save you the embarrassment and inconvenience of a returned or declined item, as well as the fee normally charged to you by merchants for items returned to them. Overdraft Privilege is yet another way we’re able to express our appreciation to you for choosing Wave.
Go green and more with
WavErewards
Plus, you’ll be doing your part by “going green” Getting started is easy. Just pick up an application at any of our offices. New Student Loan Program Offered In partnership with Sallie Mae, our convenient student loan program features an easy on-line application, generous loan amounts plus opportunities for the borrower to really save by making monthly interest payments while in school and six months afterwards. During this time they also build credit. Discounts are also available for those who choose to have payments automatically debited from their Wave accounts. To apply or learn more, visit http://www.salliemae.com/smartoption/wavefcu. In the air and on the
airwaves Well almost in the air. If you are traveling out of T.F. Green Airport via Southwest, look for the Wave display right under flight information at the Southwest Concourse. And check out our latest :30 TV spot featuring some of our employees. Because if they like it here, that’s a pretty good sign that you will too!
A Great Time to Borrow This remains a great time to borrow if you are thinking about a new or used auto, want to make home improvements or are looking for a new home. Check Specials for our new car rates. And visit Loan Rates for great rates on all our loan products. Looking for just the right mortgage loan? Visit the Mortgage Center. At Wave, whether you are buying or financing, you’re sure to find the right mortgage loan to suit your particular situation. Visit the Mortgage Center and then put our experience in residential and consumer lending to work for you. Looking for a great checking account that also pays high interest? Check out Wave
Navigator Checking. WaveWorks for WholeFoods
If you and your company might benefit from this popular program, let us know. You’ll earn a finders fee. Another Nationwide Surcharge-Free ATM network for Wave members. In addition to SUM®, MoneyPass® and the Credit Union Service Centers® networks, The CO-OP Network® will provide surcharge-free access at 25,000 ATMs, including 5,500 7-Eleven locations throughout the U.S. and Canada. You'll even be able to download the database directly to your Garmin, Tom Tom or other GPS device. A New Look to the Credit Union ATM Connection
Get all the details on our CU Connection page.
Nationwide Banking Network for Wave Members.
As you know, Wave has been a leader in making banking services available nationwide to its members. Now, through the Financial Service Centers Cooperative, Inc. (FSCC) there are extensions of Wave FCU at over 2100 locations in 45 states, Puerto Rico and on USA Military bases in five countries. Wave was one of the first New England credit unions to join FSCC. FSCC operates the CU Service Centers ® Network, a shared network of credit union branches. Services include deposits and withdrawals, loan payments and loan advances, VISA and MasterCard advances and much more.
So, with the Credit Union Service Centers,
SUM,
MoneyPass, the
Credit Union ATM Connection plus WaveNet and
Wave Bill-Pay, you can go coast-to-coast….waving all the way.
Our Warwick Offices at 480 Greenwich Avenue and 1217 Warwick Avenue now open Saturday, 9:00am-12:00pm. Save on Safe Deposit Boxes Take advantage of the lowest safe deposit box rates around. 5 different sizes are available. Yearly rates start at $25/year for a 3” x 5” box and will be automatically deducted from your Wave savings account.
Financial Planning IFP has earned a reputation for integrity by providing clients with a deeply informed, objective and independent approach. This change will significantly impact our ability to better service members through advanced technology and support as well as access to a powerful array of products and solutions for a volatile market. Call Dave at (401) 562-1222 or (401) 862-6800.
IFP's Financial
Advisor David H. Weinberg, left and Financial Planner
To keep up to date on
new products and services, send us your email address and we'll put you on
our mailing list.
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